Social Financial Services
Sankalp Micro Association, provides financial services for economically weak, poor especially to women and support with ethics and values as we say "Trust is our only Capital". We not only support them by financially but also also provide end-to-end support to empower them.
At Sankalp Micro Association, we are creating an effective ecosystem for financial empowerment in India.
We prvide various financial services like...
- Loans
- Deposits
- Insurances
Products
Various products available at Sankalp Micro Association are as below...
Sankalp provides you a No Frills Account which can be operated at zero balance too. A high interest rate of 4% p.a. with numerous SA benefits.
Current Account (CA)Sankalp provides you a No Frills Account which can be operated at zero balance too. A high interest rate of 2% p.a. with numerous CA benefits.
Fixed Deposits (FD)Flexible tenures catering to the various requirements of investors ranging from 12 months, 24 months, 36 months, 48 months and 60 months with interest rates being 8.00% p.a., 8.50% p.a., 9.00% p.a., 10.00% p.a. and 11.00% p.a. respectively.
*Note- 0.50% additional interest to women members & Senior Citizens (Members above 50 years).
The Mahila Shashtikaran Loan its called Group loan Minimum Amount INR 15000/to Maximum INR 50000/- Tenure 15 month Rate of interest 26% reducing helping the female poor people.
Shopkeeper LoanThe Shopkeeper Loan Helping the MSME Group Minimum Amount INR 30000/to Maximum INR 200000/- Tenure 12 month to 36 Month Rate of interest 30% reducing helping the Small Businessman.
Personal LoanThe Personal Loan Helping the Salary Person Minimum Amount INR 30000/- to Maximum INR 200000/- tenure 12 Month to 60 Month Interest rate 18% to 32% reducing.
Krishi Sahyata LoanThe Krishi Sahayata Loan Helping the Farmer people Minimum Amount INR 15000/- to Maximum INR 100000/- Tenure 12 Month Interest Rate 24% Reducing & Foreclosure Charges Zero.
Tenure: 18 months.Maturity: INR 5,725 for every INR 5,000 invested.
Sankalp-36Tenure: 36 months.Maturity: 1.35 times of the amount invested.
Sankalp Money BackIn Sankalp Money Back, one has to deposit money every month to get a cumulative return at the end of the Every Year.
RD products are available for tenures ranging from 84 months.
Social Education Services
Sankalp Micro Association, is a platform that provides quality education and skills enhancement in various fields like: Management, Business, IT - Software, Personality Development etc. We also have a partnership with NIIT institute to provide educational services. We have industry specific courses that keep our student's knowledge up-to-date.
At Sankalp Micro Association, we not only provide training but also provides internships and placement assistance to our students.
Other Services
Sankalp Micro Association, is aware about it's social responsibilities and conduct many Corporate Social Responsibility projects (CSR) and contribute to society by conducting Blood Donation Camps, Marathons etc.
Upcoming Services
Below are the services that Sankalp Micro Association, will be initiating in the coming future.
- CSR Project ImplementationWe are undertaking CSR Project Implementation.
- Placement ServicesVery soon, we are starting Placement Services for underprivileged.
- ESG ConsultancyEnvironment Social Governance.